Month: January 2026

When a driver experiences an accident, their body’s natural reaction is to “fight or flight” through it — flooding their system with a rush of adrenaline. These hormones then increase their heart rate and heighten their alertness to try to direct them to confront the...

Learning that the at-fault driver has little or no insurance can create immediate financial stress. In Oregon, the law anticipates this situation and requires coverage that often shifts the claim to your own policy. Your main option is usually UM or UIM coverage...